Insurance is a great idea for all riders and in my opinion should be mandatory. A nasty lawsuit could cripple kiteboarding in any given area or state.
I went thru my auto insurance carrier and got a $1,000,000 liability policy for about $400 yearly. This covers you for ALL liability, not just kiteboarding. Most importantly it is from a major US company not some overseas underwriter who may or may not cover you.
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