I have had contact with suedwestring in Germany and they want nothing to do with insuring U.S. kiters and instructors, I couldnt get any info on U.S. claims and the conversation was abruptly halted after asking that question. I do not think they pay claims in the US, never have and never will. If they have I would like to see it. If this is true, IKO should not be selling insurance in the U.S., it is confusing to a new kiter.
The instructor gets 10% which is 8.90, If you don't put in the instructors i.d.# in the affiliation code box, the IKO keeps the money.
IKO and PASA has stepped up the quest for easy to use instructor ratings.IKO's getting ready to try version # 3, I think.
Jay's insurance sounds like the best deal for now.
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